In recent years, the Agricultural Bank of China Shanghai Branch has insisted on promoting process optimization as a means of building a “front-end burden reduction†project, further deepening the reform of the operation management system, and effectively realizing the new operation mode of “distributed outlets and centralized processing in the backgroundâ€.
With the rise of e-commerce, customers have widely adopted electronic means to achieve fund transfer. For a long time, the POS system of the ABC Shanghai Branch has adopted a manual mode for liquidation, which not only makes the liquidation procedures cumbersome, but also easily causes human error. In order to better solve this situation, the operation and management department of ABC Shanghai Branch, on the basis of full investigation, took the lead in proposing the rationalization of risk control for relevant operational links, and jointly developed the centralized settlement of POS clearing funds by the Ministry of Information Technology Management and Credit Card Center. The system is automatically cleared by the system's “automatic reconciliation and batch remittanceâ€. The new system only needs the POS machine to maintain the corresponding merchant information, the Bank and other bank's collection account and other information, and the branch operation center submits the batch transaction to initiate the account transfer.
At present, the new system has been successfully piloted and will be promoted in the near future. After the new system is launched, the “front desk lightening†of the grassroots outlets plays the following roles: First, the operation process is simple. After the system is put on the line, the operation procedure of the first line of the counter is simplified. The clearing outlet does not need to assign a special person to print the core to treat the clearing funds, manual self-made subpoenas and credit processing. Under the premise of risk control, the operating burden of the counter is effectively reduced. The second is the rapid arrival of funds. After the system is automatically cleared, the clearing funds of the POS merchants can be realized on the same day, which is shorter than the original manual liquidation method, which further increases the arrival rate of the enterprise funds. Third, the liquidation certificate is paperless. Since the previous clearing method uses self-made vouchers, the scanning of the vouchers requires manual input by the outsourcing party. After the new system is launched, the clearing vouchers are realized without paper, saving manpower and financial costs. Fourth, the report printing is humanized. Compared with the printing of the full-scale report in the past, the new system designed POS merchant transaction list can be printed on demand, further reducing the pressure on the front-line report printing.
infrared therapy lights,red led therapy light,led body light therapy
Shenzhen Bonliter Optoelectronic Co., Ltd. , https://www.bonliters.com